NZ Paycheck Calculator is a free online tool built to help people in New Zealand understand their pay. Many people know their annual salary, but very few know exactly how much of it they will take home after tax, ACC, KiwiSaver and student loan repayments. Our goal is to make that answer simple, instant and easy to understand.
Our calculators use the latest 2026-27 New Zealand rates, including PAYE tax brackets, the ACC earners’ levy, KiwiSaver contribution rates and student loan repayment rules. Whether you are paid weekly, fortnightly or monthly, work hourly or on a salary, earn overtime, or receive a bonus, there is a calculator here for your situation.
We believe financial clarity should be free and available to everyone. That is why every calculator on this site is free to use, with no sign-up and no hidden charges. We are not a bank, an employer or a tax adviser, and our tools are designed for general information and planning only.
If you have a suggestion for a new calculator, or you spot something that needs updating, we would love to hear from you through our Contact Us page.